NonCore Benefits
Employees can choose combinations of the following benefits using benefit credits and/or your own pretax dollars:
$0, $250 or $500 Deductible PPO Medical Plan - Our medial plans are part of Blue Cross and Blue Shield of Massachusetts PPO network. You may choose one of the three deductible plans. The $0 deductible plan offers a $15 co-payment when you visit a General Practitioner, Family Practitioner, Internists, and Pediatrician. If you visit a specialist, no referral needed, you pay a $30.00 co-payment per visit. The $250 deductible offers 90% coverage and the $500 deductible offers 80% coverage when you visit a Network provider. You also have the option of visiting a non-network provider, but your deductibles and co-pays are higher when you use a non-network provider.

Dental Plan - We have a dental plan through Northeast Delta Dental. The plan covers preventive care as well as basic and major restorative care. In addition, orthodontic treatment is covered for both children and adults.

Dependent Hospitalization - You and your family must carry the same deductible. The deductible amount determines the cost of coverage. The following amounts are deducted each pay for full-time employee based on your health plan election:

Deductible Plan $500 $250 $0
Employee Only $10 $20 $45
Employee/Children $75 $95 $125
Employee/Spouse $95 $115 $145
Employee/Family $115 $135 $165

Medical Insurance Waiver - You may decide to opt out of our insurance if you have coverage elsewhere and present your insurance card at the time of your benefit election. Those who opt out of coverage receive and extra benefit credit of $50 per pay.

Pretax Spending Accounts - For dependent day care expenses and unreimbursed medical expenses.

Vacation Days - You can buy up to 10 days or sell down to 5 days. Cost varies based on your daily wage rate. The purchased days can be used if time off is needed prior to or in addition to regular vacation accrual.

Vision Plan - The Company's vision plan, administered by EyeMed Vision Care, provides you and your family with assistance in paying for regular eye exams, glasses, and contact lenses. You can choose to receive services from in-network or out-of-network providers.